PROBUS CLUB OF SOUTH LONDON

Co-President's Message

Hello Everyone:

We hope you all enjoyed the January meeting. We had amazing speakers with so much information and humour.  Eric Wood speaking about the Phoenix Project.  Jim and Sandra Gilmour presenting the “Who Am I”, and Nancy Holmes introducing and thanking our speaker Chris Allum.  Chris had very informative information on Protecting Your Money. The February meeting speaker is Marlene-Butler Thornton.  Marlene is going to speak on Black History, which coincides with February being Black History month.

 The member and guest registration, before entering the meeting room, went well. Many thanks to Connie Mabb and Cheryl Whipp.

Marian and I would like to thank you all for the smiling faces and for all the kind words we received when we chaired the last two meetings. Susan Wolnik, your President, will be returning from holidays for the February meeting.

Again we thank you!!

Take care and stay well

Karen Banks and Marian McIndoe
Co-Vice Presidents

PREPARE YOURSELF!                    

A reading list suggested by Joy Wendling, our upcoming speaker,  in preparation of her presentation:

Thomas King
The Inconvenient Indian
Indians on Vacation (fiction)

Richard Wagamese
Indian Horse (fiction)
One Drum

Tanya Talaga
Seven Fallen Feathers

Bob Joseph
21 Things You May Not Know About the Indian Act

Robbie Robertson
Hiawatha and the Peacemaker (children)

Christy Jordan-Fenton and Margaret Pokiak-Fenton
Not My Girl (children)

Jody Wilson-Raybould
From Where I Stand: Rebuilding Indigenous Nations for a stronger Canada

Charlie Angus
Children of the Broken Treaty

Truth and Reconciliation
Calls to Action
They Came for the Children

General Meeting & Speaker, January 18, 2023

Our speaker today was Chris Allum.  She spoke on “The Ontario Securities Commission (OSC)”,  a crown corporation that is responsible for regulating the capital markets in Ontario. Through their outreach program, they partner with community associations and organizations to help people to make more informed financial decisions.

The presentation, Protect Your Money, covers common scams and warning signs, working with your financial representative, money tips and resources.

Protect Yourself Against Fraud

Four ways to avoid investment fraud:

1. Take the time to make an informed decision.
2. Research to understand the risks and any fees.
3. Get a second opinion.
4. Do a background check.

Six ways to protect yourself from scammers and identity theft:

1. Delete unsolicited emails –no legitimate company will ask for your personal information by email.
2. Never give out personal information over the phone.
3. Keep your bank account and credit card information safe –Don’t give out your passwords to anyone.  Shred anything with your account #
4. Be cautious when shopping online –
5. Only enter your credit card number on secure websites that you know are legitimate.  Don’t allow the site to keep your credit card # on file.
6. Report lost or stolen credit cards immediately.
7. Review your statements each month.

INVESTMENT FRAUD CHECKLIST

1. Were you promised a guaranteed return? Be suspicious of investments that guarantee a return.
2. Were you told the investment is low-or-no-risk? There are no risk-free investments.
3. Did you feel pressured to invest quickly.  Scammers frequently use high pressure sales tactics to get your money and then move on to other victims.
4. Were you offered insider information or a “hot tip?” The sources of “hot tips” or “insider information” don’t have your interests in mind.
5.  Did you check the seller’s registration information and discipline record?Always take the time to check that the person or business you are dealing with is registered with the securities regulator in your province.
6. Can you verify the investment with a credible source? If you receive an unsolicited investment opportunity, get a second opinion from your registered financial representative or lawyer.
7. Do you understand how the investment works?  Never invest until you understand how the investment works.  What are the fees to buy, hold and sell the investment? What are the tax considerations?

Before you invest, visit CheckBeforeYouInvest.Ca or call the OSC at 1-877-785-1555.

You might also like to read:

"How to protect yourself from real-estate title fraud".
Title fraud involves stealing a homeowner's identity to refinance or sell home without them knowing.
https://www.cbc.ca/news/canada/toronto/prevent-title-insurance-fraud-1.6711615

The Phoenix Project: Eric Wood  

Eric has offered to securely wipe clean the hard drive of any used laptop computers no longer needed, he rejuvenates them and distributes to needy families.

Birthdays

Monday, February 1, 2023,12 PM (noon) Crossings Pub Company https://www.crossingseatery.com/ 1269 Hyde Park Rd. Telephone: 519-472-3020. Convenor: Cheryl Whipp. Register by: Sunday, January 29th by contacting Cheryl Whipp. 

See the event on our calendar.

Coffee Mornings
Men's Coffee:

2nd and 4th Monday of the month at 10:00 a.m. except 4th Monday in December.  We meet in Westmount Mall across from Tim Horton's.

Women's Coffee:

2nd and 4th Monday of the month at 10:00 a.m., except 4th Monday in December.  See the photos from our  coffee meet ups, in the photo section at the end of the newsletter! Convenor: Shirley Harris.   We meet in Westmount Mall across from Tim Horton's.

Investment Club:

Contact Don Jamieson. Meetings held at Riverbend, first Wednesday of the month.

Euchre: 

4th Thursday of the month (except December) at 1 pm in a member’s home. 8 players maximum plus spares. Usually over in about 3 hours. There is one opening available as well as sub positions. Convenor: Gail Clarke.

2nd Euchre Group:

L-R: Liz Gorden,  June Rooth, Diane Wells

L-R:Linda Deckert, June Rooth, Diane Wells

Support:

If you know someone who is feeling under the weather or needs cheering up,  please contact Connnie Mabb.

Book Club:

Book Club meets the 4th Tuesday of the month at 2:00 p.m. except December, July & August in a member’s home. Our book club membership is now at capacity. If interested in joining, please call Susan Wolnik or Liz Gordon,  to be added to the waiting list. If the waiting list grows to 4-5 members, we will help prospective members form a second book club. 

Photo  Corner

New Members:

L-E: Karen Magowan; Ralph Pincombe; Wayne McLachlan, Norma McLachlan; Eric Wood

Who Am I? Speakers - Jim and Sandy Gilmore

Women's  Coffee: Click here to see more coffee photos.

Men's Coffee: Click here to see more coffee photos.

As the convenors of an event or group please to submit pictures to me to include in the newsletter,  as well as a brief description of what has been discussed ie. book club - the book and author and how it was received; dine out - where it was, how many attended and brief description of the food; investment club - some snip of interest etc.

Thank you for your co-operation in this matter to ensure our newsletter is more interesting to our members.

PROBUS SOUTH LONDON NEEDS YOU!!!!!!!

Please consider your talents, and the gifts that you may be able to offer. Whether you have a “sprinter” mentality of wanting to be involved or a  “marathon” mentality, there are opportunities right now, urgently needed at the moment, are Audio/Visual Tech support.  Monitoring the sound board and support to the projection person.  Training provided.  Contact Patrick Scott for more information.